Women’s healthcare rights were a big discussion in the past election, and any woman would tell you that her health is important. A recent study showed that a large number of women’s health is being put at risk across the nation. In fact, the data showed that approximately 115,000 women lose their private health insurance shortly after their divorce is finalized.
Under law, insurance carriers are required to allow an ex-spouse to remain covered under COBRA for a period of time. The fact that so many women have coverage as a dependent under their husband’s employer-based healthcare, means that the problem tends to affect women disproportionately.
After coverage is lost, getting it back again is an issue for many women. While some are lucky enough to have their own employer-based option, cost is a factor for those with the option and those without. When two incomes shrink down to one, even premium payments supplemented by an employer are hard to cover.
While all of this information seems very scary for women thinking about divorce, there are protections for them. The best way to protect their health is to plan ahead with the right help. Understanding your healthcare options is an extremely important part of divorce. Alimony remains a contested topic in the family law world, but it also remains an important part of divorce for many women. An attorney who focuses on their client’s needs ensures that every detail is attended to during alimony determination so that women don’t have to worry about sacrificing their health.
Source: Science Codex, “Divorce costs thousands of women health insurance coverage,” Nov. 12, 2012